Terms and Conditions

Our approach

1. Investment Approach

If an investor is cautious about expenditures and invests with the intent of benefiting their children, they need to understand the structure of the investment.

2. Investment Risks and Management

Investors need to be aware of the risks involved. Some funds have high management fees but do not guarantee higher returns for investors.

Investment returns are not immediate; it takes time for the money to double. Generally, in the initial 3.5 years, the money might double. In the next 21 months, it could potentially double again, and similarly, in the following 10.5 months.

3. Interest Withdrawal and Savings

If investors withdraw monthly interest, they may not see significant savings or profits. A withdrawal of 1.8% per month can lead to minimal profit if the investment is not managed correctly.

Investors should wait at least one year before making withdrawals to see substantial profit and avoid premature liquidation of their investment.

4. Long-Term Investment Benefits

Those who hold their investments for 3.5 years can expect to see actual profit as their investment doubles over time. Patience is key to achieving significant returns.

5. Financial Planning for Family

Investors should consider how their investments will support their family. They may need to cover yearly fees and interest from their investments.

Those with substantial investments can afford their expenses, including rent, without relying on additional income from their investments.

6. Income and Work

High-investment individuals can maintain a steady income and manage their financial needs without additional work, relying instead on their investment returns for financial stability.

What we provide?

1. We offer risk-free investment options, ensuring that your principal amount remains secure and unaffected by market fluctuations.

2. For an investment to earn a 2% return, a minimum lock-in period of 3 months is required.

3. For monthly interest, a rate of 1.8% is applicable.

4. To ensure investment safety, cheques are issued by the director, and bond papers are notarized.

5. Investments are tracked transparently in the finance market, and we keep a record of every single rupee.

6. One percent of the yearly profit is donated to charity by the company.

7. We raise awareness about loans for college education.

8. Investors can withdraw their interest either through a bank or in cash on the 5th of each month.

9. Investors must provide 3 nominee within a minimum of 1 month. If a nominee is not designated, the amount will be given back without further questions.

10. For direct customers with assets, we provide a direct sale agreement, which is verified by a lawyer with original papers; if not, we conduct checks.

11. We provide personal legal support to investors, eliminating the need for legal concerns.

12. We engage in chit fund business.

13. We offer all types of loans to eligible individuals, including daily collections for vendors, auto drivers (with own vehicles), and loans for bike, car, and plot mortgages.

14. In case of any liability, we will contact the direct investors.

Terms

1. If someone has already taken a loan from us, they might not be eligible for another loan from us.

2. Our loan facility benefits businesses by providing access to funds that can help in their growth.

3. For chit businesses, there’s a full safety feature. Savings can be made through vendors with our ATM service. Chit funds can be used whenever needed.

4. Vendors can save daily with us. If they maintain their deposit for a minimum of 3 months without withdrawal, they will earn 1% interest on the deposit for that period.

5. We provide loans across all districts and talukas.

6. For fast service, loans can be sanctioned within 1 day if eligible. Incorrect information or delays in payment can incur additional charges. Daily collection failures can also result in extra charges.

7. Our loans are intended to support vendors’ growth. Proper use of the loan can facilitate their business expansion.

8. A valid reason is required to obtain a loan.